Mortgage Originator/Mortgage Lender

Mortgage · Westfield, Indiana
Department Mortgage
Employment Type Full-Time
Minimum Experience Mid-level

At Community First Bank of Indiana (CFB), new ideas, new technologies and new ways of thinking are driving our culture. Our core values are: Servant Leadership, Family, Client Focused, Community Involvement, and Integrity & Humility. We are a highly successful and growing bank that offers future advancement opportunities.


***Come join one of The Best Places To Work in Indiana for the past five years! 


Objective:  The Mortgage Loan Originator is responsible for developing new business, marketing, and originating residential mortgage loans to consumers.


Classification: This is a Full Time Base Salary plus Commission position and reports to the Mortgage Department Manager.


Job Location: Westfield, IN - Hamilton County


Essential Functions for a Mortgage Lender: 
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


  • The position will build and maintain a strong network on internal and external referral sources and generate fee income according to budget.
  • Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or continuation of a credit relationship with the Bank.
  • Participate in various community and business organizations and events to ensure CFB Mortgage Department is known in the community.
  • Work with the Mortgage Loan Department to develop and utilize successful marketing strategies.
  • Solicit new loan business from new customers and referral sources in a professional and effective manner.
  • Provide a professional level of information and follow through while working on mortgage loans to ensure a positive experience for the customer. Maintain customer records in a manner that allows for routine contact.
  • Participate in and closes loans with various local and if applicable government agencies in an efficient manner.
  • Work closely with Loan Coordinators during the document preparation, processing, and check disbursal process.
  • Maintain bank product knowledge in a manner that allows for qualified referrals to other bankers for establishing full banking relationships with mortgage customers.
  • Maintain knowledge of compliance requirements for banking products and services.
  • Handle all customer interactions and file records in compliance with bank policy, federal and state regulations and investor requirements.
  • Assists in and responds to internal and external audits and reviews as requested.
  • Assists in collections of past due loans assigned to portfolio in an effective and timely manner.
  • Attend continuous training to stay on top of industry trends, developments and changes in regulatory laws.
  • Ensures confidentiality of bank and customer service data throughout the life of the loans serviced.
  • Maintain proficiency in using all applicable software to this position.
  • Performs other duties and responsibilities as assigned.


Competencies:


1.      Communications Proficiency.


2.      Technical Capacity.


3.      Personal Effectiveness/Credibility.


4.      Financial Management.


Education/Qualifications:


  • High School diploma, or equivalent.
  • One to two years of Lending experience required.
  • Established relationships within the local community and in job-related organizations.
  • Ability to provide a high level of customer service experience to both internal and external customers.
  • Excellent verbal and written communication skills.
  • Strong attention to details and accuracy of work.
  • Strong technical skills, including knowledge of Microsoft Office products.


 BENEFITS:


  • Health, Dental, Vision
  • Generous Matching 401(k) Retirement Plan
  • 3 weeks of Paid Time Off (immediate accrual)
  • Wellness Program
  • Competitive Salary
  • Annual bonus eligibility
  • Holiday Parties


Other Duties: 
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 

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  • Location
    Westfield, Indiana
  • Department
    Mortgage
  • Employment Type
    Full-Time
  • Minimum Experience
    Mid-level